MISCELLANEOUS IMPORTANT POINTS TO REMEMBER!
Here's a random assortment of Important
Things to Remember related to your home search!
- Acquaint yourself with THE LEARNING
CENTER'S Section 7: "What's Out
There?…An Overview of Mortgage Loans,
as well as Section 8: From Start to
Finish…The Process Simplified.
Remember to return regularly to your Calculators
above which allow you to input different scenarios.
- In the world of real estate and home-hunting,
remember that A WRITTEN CONTRACT ALWAYS TAKES PRECEDENCE OVER
A VERBAL CONTRACT!! Make sure what is conveyed verbally to you
is committed to writing!!
- Be aware that sellers are oftentimes
most receptive to paying part or all of a Pre-Qualified buyer's
closing costs. Do not be shy in this regard.
- Remember that you have the absolute
right to seek the mortgage of your choice wherever you wish!
- If you are represented by a Realtor,
make certain that it is a Buyers' Agent. The seller incurs this
commission cost; make certain you're represented by your
agent.
- If you are committed to finding a
"For Sale By Owner" property, review For
Sale by Owner…BUY & SELL to gain an understanding
of the "FIZBO" world.
- Back to Verbal: Never buy a Resale
home of any vintage without having a Professional Home Inspection;
being told that any defect is corrected is NOT
the same as KNOWING that it's done…and having
it in writing.
- Review with your Mortgage Consultant
all final aspects of your mortgage prior to loan documents being
drawn for Closing.
- Upon your contract being accepted,
start shopping for homeowners' insurance. Do not leave this
item until the last moment.
- Strategize your move to be as stress-free
as possible! Do not expect it to be completed in a day or two;
give yourself some breathing room.
- Make sure to do your "walk-through"
prior to closing to make certain there are not any inadvertent
items overlooked that are in your agreed Purchase Contract.
- Click the Lighthouse at top left to
return HOME at any time
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