Compare
Renting vs. Owning...And Much More!
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Patricia A. Allen & Robert T. Lord
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Owning
your own home takes commitment and a desire to be part of
"community"… that feeling of belonging and
accomplishment which extends beyond yourself in the building
of something greater…it makes you a neighbor in the
most genuine sense of the word.
It is well known that "The American
Dream" means owning your own home. Your Castle. The
Place you can be yourself. If this is the dream, why isn't
the dream realized by so many people?
Over the years we have discovered that
there is a common thread which runs through the hesitation
we have observed with many first-time home buyers. It is
not their credit, as credit can be corrected and improved.
It is not the lacking of a substantial down payment, as
there are ample programs with minimal or no down payments
are available today.
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Review This! Here's
some LENDING TRUTHS for You! ...as you enter the mortgage
maze!
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The overriding reason has been that in divulging
personal information and revealing intimate financial details,
there is a predominant sense that somehow this would work
against them & keep them from qualifying for a home
loan, rather than be the springboard which would allow them to
become homeowners.
Much of this perspective has been developed
in what has been the "secrecy" of lending and credit.
Perhaps you have experienced being "turned down" but
were never given a reason. You'd call, but no one would return
your call. It left you feeling that something was terribly wrong…perhaps
with you. Additionally, the credit agencies' Credit
Scores have been a mysterious thing to most individuals. Recent
relaxation in credit policies have allowed the public to secure
their credit score(s)…yes, scores, as you have seen in their
credit reports"for-fee" web advertisements…"Learn
Your Secret Credit Score" and related ads which becoming
more and more prevalent.
However, this gnawing prospect of failing to
succeed still exists. Well, guess what! We all feel like this
at various times in our lives…it's called being part of the
human race!
We want you to know your situation; we want
you to know your options; we want you to know the joy of home
ownership and the pride & accomplishment which flows from
it! We'll be there for you and help you make it happen!
We're making available 4 Calculators below
for you to do a bit of homework with should you choose to do so,
or, go right to Your
FREE PreQual-Analysissm
and tell us what your goals are. We'll help you determine the
home price you can afford which will save you time & energy,
giving you a focus in your home-hunting, but most importantly,
with your PreQual-Analysissm, you'll achieve instant
credibility and an edge on other buyers when you start your home
search.
Did you know that you can get pre-approved
for a home even before looking for one? Take a look at all 12
of our Specialty Calculators in Section 5 of THE LEARNING CENTER'S
CALCULATORS
& TOOLS…Enter Your Numbers!
The following INDEX has taken a departure from
the norm in providing you some unprecedented resources and informative
articles. Read at your leisure, but do so…the more knowledgeable
you are, the more informed you are…after all, this is most
likely the greatest investment you'll ever make…Learn all
about it!
This exciting time is one of the most rewarding
times in life…plan in advance…and watch your dreams
come true! At any time, give us a call or drop us an e-mail with
your concerns…we know how to help you make the most of
this moment!
