Start Early…For the Times of Your Life.
__Overview by Patricia A. Allen

Too young to retire? Read on! We have all been aware for some time now that Social Security income will not supply all our necessities and wants when we get ready to leave the workaday world behind. Our grandparents were blessed in that it was a much less expensive world to live in when they began their retirement. Not so today. Supplementing your social security retirement income is no longer an option; it's a requirement.

To daydream about your retirement today has to have solid planning to make it happen. We have heard the stories: "I thought I'd be able to retire; now I find out I'll have to work another 6 years…" and "My planning ahead wasn't enough. It costs more to live without working today than I thought. I don't know what to do."

Don't let your daydreams turn into nightmares! Those who plan well NOW can have the ability LATER to do the things they dream about; not doing so means you keep on working because you must. It is so easy to procrastinate, but in doing so you are failing to put into motion what it takes to succeed…and you CAN do it! Do check out the INDEX here for mortgage options which may complement your future retirement plans. Feel free to Contact Us and we will be pleased to answer any questions you may have related to your mortgage planning.

Review this new Dynamic Lowest Payment INTEREST-ONLY Program!

However, at this time, let's look at Retirement from the concept of your present planning concerns. Please be advised that the content herein is for research and information-gathering purposes for your benefit, and not to replace the sound counsel of your tax or financial advisers.

Do not think that you're too young to start THINKING ABOUT RETIREMENT! Age has always been a relative factor. Perhaps your grandparents are younger-thinking than one of your very conservative friends! Consider for a moment the stage of life YOU are at now; or, the stages of life experience you have successfully moved through!

  • STUDENT - Really making your own choices for the first time!

  • CAREER-BOUND and moving up!

  • PROFESSIONAL - starting to take seriously any investments you may make and how to begin to build some wealth if you haven't already started!

  • JUST MARRIED! - Starting your life together suddenly gets your financial attention and a solid money-saving plan begins!

  • The 2-PAYCHECK INCOME! - Careers before the kids come! Strategies now can pay off handsomely in the future.

  • BABY #1 is here! Your financial fitness takes on new meaning with new parenting responsibilities…As parents you care…and that care is translated into serious savings.

  • GROWING FAMILIES creates dollar-stretching ways! You're busier than ever with your children, and the money just doesn't seem to go as far as it used to. In this dilemma, your savings goals MUST continue.

Single parents have special planning requirements.
Don't miss our
Save $$…Energy & Financial TIPS section!

  • Whether busy in YOUR PROFESSIONAL CAREER, or the challenge of YOUR OWN BUSINESS, Retirement planning varies, but is a Must Do!

  • "EMPTY NESTER" is a term that, when we first heard it, we thought it would never apply to us. That time seemed so far, far away. Now you have time to think about what YOU want to do and review what you have done to retire comfortably in the future.

  • "RETIREE" - You no longer have to report to work, but your life somehow seems even busier… traveling, starting that part-time business… Make sure you can continue to comfortably pursue your dreams!

Starting to think about retirement early gives you a precision edge…it allows Father Time to take care of the returns! Never think you're too young or too "cash-strapped" to start. Click on the Topic in the following INDEX which interests you and let's get started!


INDEX
Overviews by Patricia A. Allen & Robert T. Lord

Your Mortgage Options Related to Retirement
   

Get "INTERESTed" in Your Equity!
"I'm INTERESTed…What Does It Take to Qualify?"
"How Do I Get Started?"
REVERSE Mortgages…What Kind Are There?

QUESTIONS WITH ANSWERS!

    "I'm Saving a Little Now & Then…"
"I'll Be Able to Get By on My Social Security"
"Won't My Tax Bracket Be Lower Then?"
"I've Got Plenty of Time!"
"I Don't Intend to Retire…"
"I Just Don't Have the Money to Save"
CHALLENGE! Your 30-Day Experiment Conducted
By YOU For YOU!
Internal Revenue Service's New Tax Credit!
KNOW WHERE YOUR MONEY IS & HOW IT'S DOING!
   

"What About My 401(k) Plan?"
"IRAs, IRAs, IRAs…"

"What's an Annuity?"

"WILL I WANT TO MOVE WHEN I RETIRE?"
   

Stay Here? Go There?

"How Much Will I Really Need?"
"Where's the Best Value?"
AARP's Many Resources
"BEST VALUE" RESOURCES...HERE & THERE!

E-MAIL: SeniorsManagement@1stopmortgage.net

 

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